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LASTING POWERS OF ATTORNEY

What if you were unable to make decisions?

It is impossible for most of us to imagine not being in control of our own affairs but consider for a moment what would happen if you fell into a coma for example or you are in hospital convalescing after a major operation. Who would you want to manage your affairs if you couldn't do so yourself?

There are two types of LPA:

• health and welfare

• property and financial affairs

Most people only think of dementia in old age as the primary concern for this type of authority but they are not just for the elderly. You can draw up a Lasting Power of Attorney (LPA) at any age but it will only come into effect when you lose capacity to make your own decisions. Who would you like to be able to act on your behalf to sort out a problem? For example manage your benefits and entitlements, discuss a tax issue with HMRC, access your bank account to pay an important bill? You can specify what powers you want to give to your Attorney and in what circumstances they will apply.

 

If you lose mental capacity and don't have an LPA, an application will have to be made to the Court of Protection, which can be a very costly and time-consuming process.

If you appoint two people to act as your 'joint attorneys', they must always act together - which reduces the likelyhood of fraud or improper acts - although the whole LPA ends if one of the attorneys dies or become mentally incapacitated.

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A Lasting Power of Attorney is easy to set up and everyone should have one, regardless of their age. Call us FREE today on 0800 009 6435

or email us on legacywillsltd@gmail.com or complete our contact form and we'll get back to you.